Resources

Tips & Articles

Tips and articles
Tips for Saving on Homeownership Costs

Owning a home is one of life's biggest investments, and with it comes ongoing expenses that can quickly add up

Read More
When to Refinance Your Mortgage

Refinancing your mortgage can be a smart financial move, but it's not right for everyone. Knowing when to refi

Read More
Understanding Home Equity Loans and When to Use Them

Your home is more than a place to live—it's also a valuable financial asset. Home equity loans allow you to

Read More

When to Refinance Your Mortgage

Download The Guide

Download Now
When to Refinance Your Mortgage

FAQ's

Start by listing income, fixed expenses, and variable expenses. Then set aside funds for maintenance and emergencies.

Experts recommend saving 1%-3% of your home's value per year.

Use the snowball method (smallest balance first) or the avalanche method (highest interest rate first).

Build a small emergency fund ($500-$1,000), then focus on paying off high-interest debt.

Contact your lender or local tax authority immediately. Many offer hardship programs or payment plans.