Terms & Conditions

Read our terms and conditions below to learn more about your rights and responsibilities as a site user.

By using this website or any websites owned by Home Finance Now (the "Company"), (collectively the "Websites"), you agree to be bound by these Terms and Conditions and the conditions of the Privacy Policy of the Websites, which terms are incorporated herein as though fully set forth. If you do not accept the Terms and Conditions stated here, do not use the Websites or services.

The Company may revise these Terms and Conditions at any time by updating this page. Please check back frequently to review them, as it is your sole responsibility to be aware of changes. We do not provide notices of changes in any manner other than by posting the updates at this Website.

The terms "You" and "User" refer to all individuals and/or entities accessing this Website for any reason. You represent and warrant that you are at least eighteen (18) years of age and have the legal capacity to enter into agreements of this nature. The Company makes no representation or warranty that the content published on this site complies with the local laws of your jurisdiction. You are solely responsible for knowing and understanding your local laws concerning standards of content legality. If you do not agree, do NOT use this Service or Website.

1. Use of Material

All text, graphics, logos, software, and content ('Material') are the property of the Company or its partners. Unauthorized use is prohibited.

2. SMS/Texting Policy

By opting in, users may receive text alerts (up to 30 per month). Message & data rates may apply. To stop, reply 'STOP' or email support@homefinancenow.com or call (888) 279-1233.

3. Acceptable Site Use

The Websites may only be used for lawful purposes.

4. Prohibited Uses

Users may not hack, spam, violate IP rights, provide false info, or interfere with site operations. Violations may result in account termination and legal action.

5. User Information

Users may be required to provide personal information. See Privacy Policy for details.

6. VIP Concierge Terms

Users can monitor activity and request account changes. Requests honored within 30 business days.

7. Disclaimer of Warranties

The site and services are provided 'as is' without warranties of any kind.

8. Disclaimer of Liability

The Company is not liable for damages including lost profits, goodwill, or data.

9. Exclusions & Limitations

Some limitations may not apply in certain jurisdictions.

10. Links to Other Sites

The Company is not responsible for third-party sites.

11. No Resale

Users may not copy or resell Company services or content.

12. Termination

The Company reserves the right to terminate accounts at its discretion.

13. Indemnity

Users agree to indemnify the Company against claims arising from misuse.

14. Reserved Right of Refusal

The Company may refuse service at its discretion.

15. Modifications

The Company may modify or discontinue services at any time without liability.

16. Email Policy

Emails include an opt-out method. Contact unsubscribe@homefinancenow.com to be removed.

17. Wireless Policy

SMS data may be collected. Standard messaging rates apply.

18. Do Not Call Policy

Consumers may request to be added to our internal Do Not Call list by emailing support@homefinancenow.com or calling (888) 279-1233.

19. Fraud or Abuse

Fraudulent or abusive practices may result in account cancellation and legal action.

20. Entire Agreement

These Terms & Conditions constitute the full agreement between User and Company.

21. Choice of Law

"Dispute Resolution Provisions. The Agreement shall be treated as though it were executed and performed in New York, New York and shall be governed by and construed in accordance with the laws of the State of New York (without regard to conflict of law principles). The parties/Covered Parties hereby agree to arbitrate all claims that may arise under the Agreement. Without limiting the foregoing, should a dispute arise concerning the Site Offerings, the Agreement or the breach of same by any party hereto the parties/Covered Parties agree to submit their dispute for resolution by the American Arbitration Association in New York, New York, in accordance with the then current Commercial Arbitration rules of the American Arbitration Association. The Covered Party(ies) named in your dispute notice (collectively, the "Named Parties") may choose to provide you with a final written settlement offer after receiving your dispute notice ("Final Settlement Offer"). If the applicable Named Party(ies) provide(s) you with a Final Settlement Offer and you do not accept it, or the applicable Named Party(ies) cannot otherwise satisfactorily resolve your dispute and you wish to proceed, you must submit your dispute for resolution by arbitration before the AAA, in your county of residence, by filing a separate Demand for Arbitration. For claims of Ten Thousand Dollars ($10,000.00) or less, you can choose whether the arbitration proceeds in person, by telephone or based only on submissions. If the arbitrator awards you relief that is greater than the Final Settlement Offer offered by the Named Party(ies), then the Named Party(ies) will pay all filing, administration and arbitrator fees associated with the arbitration and, if you retained an attorney to represent you in connection with the arbitration, the Named Party(ies) will reimburse any reasonable attorneys' fees that your attorney accrued for investigating, preparing and pursuing the claim in arbitration. Any award rendered shall be final and conclusive to the parties and a judgment thereon may be entered in any court of competent jurisdiction. Although the Named Party(ies) may have a right to an award of attorneys' fees and expenses if the Named Party(ies) prevail(s) in arbitration, the Named Party(ies) will not seek such an award from you unless the arbitrator determines that your claim was frivolous. You agree that this mandatory arbitration section includes any disputes you may have against any companies that may contact you in conjunction with your use of our site or services, and that any such companies shall be considered Covered Parties and are third-party beneficiaries of this arbitration agreement. To the extent permitted by law, you agree that you will not bring, join or participate in any class action lawsuit as to any claim, dispute or controversy that you may have against any Covered Parties. You agree to the entry of injunctive relief to stop such a lawsuit or to remove you as a participant in the suit. You agree to pay the attorney's fees and court costs that any of the Covered Parties incur in seeking such relief. This provision preventing you from bringing, joining or participating in class action lawsuits: (i) does not constitute a waiver of any of your rights or remedies to pursue a claim individually and not as a class action in binding arbitration as provided above; and (ii) is an independent agreement. You may opt-out of these dispute resolution provisions by providing written notice of your decision within thirty (30) days of the date that you first access the Site."

22. Captions

Section titles are for convenience only.

23. Statute of Limitations

Claims must be filed within one year.

24. Waiver and Severability

Invalid provisions do not affect the remaining terms.

Contact Us

For questions or concerns, contact us at:
Email: support@homefinancenow.com
Phone: (888) 279-1233